Browsing by Author "Kakashvili, Nato"
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Item Agroinsurance: achievements and challenges of state-implemented policies(Ivane Javakhishvili Tbilisi State University Press, 2022) Kakashvili, Nato; Barbakadze, KhatunaWe consider it expedient for the more complete development of agro-insurance: The state should develop an information plan (campaign) together with insurance companies, which will help raise the level of knowledge among farmers and small entrepreneurs. The participants in the campaign must be professionals in order to generate a high level of interest among farmers in terms of the state agro-insurance program; Making the insurance product even cheaper – making the insurance product available to farmers; Addition of insurance risks – for the development of the industry, it is necessary to add other risks, namely frost in the winter season, fire and earthquake; Partial compulsory insurance of agro insurance – the government of Georgia should develop a plan within the framework of the state program, within the framework of which insurance will be mandatory based on some criteria, for example, a farmer who cultivates more than 10,000 hectares should have agro insurance for him.Item The importance of travel insurance for tourism business and its development prospects in Georgia(Ivane Javakhishvili Tbilisi State University Press, 2022) Kakashvili, Nato; Barbakadze, KhatunaTravel insurance means protecting the material interests of the citizen during a tourist trip. The COVID19 pandemic has had a significant impact on tourism - systemic travel restrictions prevent people from traveling, regardless of their wishes, and increase their fear of perceived risk-taking trips, causing them to change typical travel behaviors. All in all, the importance of travel insurance is growing indefinitelyItem Improvement of financial settlement rules in reinsurance(Ivane Javakhishvili Tbilisi State University Press, 2019) Kakashvili, Nato; Barbakadze, KhatunaEconomically substantiated insurance rates, insurance reserves, reinsurance, own funds and a reinsurance system ensure the financial sustainability of the insurance company. With the development of the insurance market in Georgia, the reinsurance practice is developing. It is noteworthy that large insurance companies in Georgia prefer to cooperate with well-known foreign reinsurers, which, in their opinion, simplifies reinsurance risk management. The need for reinsurance is driven by the high degree of financial risk inherent in a market economy, which is directly dependent not only on natural disasters but also on the economic crisis, inflation, political situation and other socio-economic anomalies. The insurer shall be entitled to cover the risk through reinsurance to another insurer (reinsurer) for the whole or partial fulfillment of its obligations to the insurer.Item Innovative insurance products(Ivane Javakhishvili Tbilisi State University Press, 2018) Kakashvili, NatoThe era of technological development contributes to the introduction of changes and development of the insurance industry. Developing technologies create opportunities for the modernization of insurance companies, which will develop new ideas and services. Changes in the insurance sector affect factors such as technology, customer expectations, persons who cause and implement changes. New technologies suggest creating innovative insurance products, services and business models. With the development of technologies in the insurance system, new innovative products have appeared. International insurance companies in the Georgian market offer several convenient ways of reimbursing the costs of attracting customers, such as: visiting the service center of the insurance company; Online rewards; Mobile application, "Courier services", payment method "BOX".Item Some aspects of economic and financial trends in Georgia under modern globalization(Ivane Javakhishvili Tbilisi State University Press, 2019) Kakhniashvili, Natia; Kakashvili, NatoThe article discusses some of the aspects of the Economic and Financial trend in Georgia under current conditions of Globalization and their impact on the growth of the National Economy. According to the research conclusion: In terms of attracting Foreign Investments and promoting short-term Economic Growth, the Economic Policy of recent years, despite some progress, could not create a basis for increasing the competitiveness of Georgia’s Economy and for long-term inclusive Economic Growth; The results of Economic Growth in the country have failed to reduce the Unemployment and poverty estimates of the Population.